About Us
Our Mission
Our mission is to help our clients achieve financial peace of mind by providing clarity and constructive feedback on their holistic financial situation.
We work with our clients to design, implement, and manage a risk-appropriate investment plan that suits their lifestyle, preferences, and long-term goals.
Our Principles
Responsible investing starts with an honest review of your personal relationship with money. Money is a resource to live your best life possible. Financial planning eliminates the emotional distress associated with financial uncertainty and shifts the focus to cultivating responsible money management and investing habits:
- Patience: long-term discipline, not short-term returns. We motivate our clients to avoid behavioral biases and to remember the time-tested wisdom of goal-based investing: high risk tolerance, long time horizon and well-defined goals.
- Transparency: we educate our clients on the value of a long-term investment strategy by providing access to evidence-based financial research.
- Intellectual Humility: we constantly keep reading, learning, and advising our clients in best practices related to personal finance, not just investing.
Patrimonio Asset Management
As an independent investment advisor, we bring truth, understanding, and discipline to the investment experience.
- Founded:
- June 2016
- Founder:
- Eduardo Montiel Chamorro
B.A. in Politics, Philosophy & Economics: Economics Concentration (University of Pennsylvania, 2010) - Our Advice to Investors:
- Build an investment plan to determine the overall risk and target asset allocation your portfolio will have. Grow your investments over the long run through strategic discipline and compounding.
- Services:
- We will construct, implement and manage a risk-appropriate portfolio based on your time horizon, risk tolerance and investment goals.
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- Brokerage Firm:
-
Bradesco Bank (Pershing) & Interactive Brokers. We don’t custody assets. Assets are held in a U.S.-based brokerage account under each client’s legal name.
- Account Minimum:
- $1,000,000 USD (Family Office)
- Investment Philosophy:
- Goal-based Investing
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- Index Investing
[+] Learn more - Evidence Supporting Our Investment Strategy:
- Peer-reviewed academic and financial research on more than 90 years of risk and return stock market data.
- Securities We Invest In:
- ETFs and mutual funds (index funds) from industry-leading asset managers (Vanguard, iShares, Schwab).
- Portfolios:
- Globally diversified portfolios of index funds hold approximately 13,000 stocks from over 40 countries.
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